Get step-by-step guidance on writing checks with zero cents, ensuring accuracy and proper formatting every time
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Simple steps to create amazing results
In the dollar amount box (usually on the right side), write the whole dollar amount followed by '.00'. For example, if writing a check for fifty dollars with zero cents, write '50.00'.
On the line below the payee's name, write the dollar amount in words followed by 'and 00/100 dollars'. For fifty dollars, write 'Fifty and 00/100 dollars'. Draw a line through any remaining space.
Fill in the date, payee name, your signature, and optional memo line. Double-check all amounts match before signing to ensure the check is valid and clear.
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Always write '00/100' to represent zero cents in the written amount line. This fraction format (out of 100) is the banking standard that prevents confusion and potential fraud.
Include the decimal point and two zeros (.00) in the numeric amount box. This ensures clarity and matches the written amount, preventing the check from being rejected or misread.
Draw a straight line after writing the amount in words to fill remaining space. This security measure prevents anyone from adding extra words or numbers to change the check amount.
While '00/100' is standard, variations like 'and no/100' or 'and xx/100' are also acceptable. However, '00/100' is most widely recognized and recommended by financial institutions.
Everything you need to know
Learn the proper way to write checks with confidence and avoid common mistakes that could delay payments.